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Commercial | Business Insurance 
Builders' Risk Insurance

The last thing you

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Business Interruption Insurance

Property Loss could slow down business, with the proper insurance this doesn't have to be the case.

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Business Owner's Package Insurance

This is the 'One-stop-shop' for small businesses. This insurance has most of what a small business needs to stay protected.

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Cargo Insurance

Cargo Insurance is there to protect against loss or damage to goods in transportation.

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Commercial Auto Insurance

Commercial Auto Insurance is required when a vehicle is used for business purposes.

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Commercial Earthquake Insurance

Sometimes natural disasters happen. Make sure you are covered with a policy from M. C. Thomas Insurance!

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Commercial Property Insurance

Company Property is valuable. Make sure you are covered with a policy from M. C. Thomas Insurance.

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Commercial Trucking Insurance

Goods need to move from place to place. Stay Protected with M. C. Thomas Insurance

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Commercial Umbrella Insurance

General Liability Insurance is just that, general. You may need extra coverage, luckily M.C. Thomas has Just what you need!

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Contractor's General Liability Insurance

Contractor’s General Liability insurance is for residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners of public and/or private construction projects.

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Cyber Liability Insurance

Cyber Security Breaches are detrimental to business. Stay protected with M.C. Thomas Insurance.

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Directors and officers liability insurance

Directors and officers liability insurance provides financial protection for the directors and officers of your companya

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Employment Practices Liability Insurance (EPLI)

General Practices may make employees feel discriminated against, harassed, or feeling wronged by the company. EPLI is designed to protect you in these cases

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Farm / Agribusiness Insurance

The standard farm /agribusiness insurance policy is a hybrid of homeowners coverage, commercial business insurance and specialty insurance.

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Garage Insurance

If your business sells, services, stores, or parks automobiles, your general liability insurance coverage may not be enough to protect you from lawsuits. Garage Insurance is there to help protect you!

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General Liability Insurance

General Insurance guards operators and owners against claims that come from many sources.

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Hotel & Motel Hospitality Insurance

Running a hotel or motel in today’s competitive environment is a big challenge. Getting the proper hotel/motel insurance at a reasonable price is what we are here for!

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Key Person | Employee Insurance

Key Individuals of a company may make a huge impact if they have an untimely demise. This insurance is similar to Life Insurance but for your company!

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Liquor Liability Insurance

Liquor liability insurance is designed to provide liability insurance protection for those businesses who manufacture, distribute, or sell liquor

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Manufacturers Insurance

Manufacturers insurance programs have many elements in common with typical business insurance programs, particularly in terms of workers’ compensation and property insurance.

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Medical Malpractice Insurance

Delivering High-Quality healthcare shouldn't be second to worrying about Medical Malpractice.

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Non-Profit Insurance

Non-Profit Organizations also need protection while they are making a difference in the world.

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Product Liability Insurance

Product liability insurance protects you in case a product you produce or provide causes harm to a user or a user’s property

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Professional Liability (Errors & Omissions) Insurance

Services don't always go as planned in the eyes of the customer, this insurance will help protect your company in the event that a service wasn't provided, failed, or was not executed as expected.

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Restaurant & Bar Insurance

Today’s restaurant environment is more complex than ever, and you need to know you’re covered for the unexpected occurrence with insurance specific to the unique needs of restaurants and bars.

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Special Event Insurance

Whether you are planning a corporate event, holding a large rock concert, M.C. Thomas has your back!

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Surety Bonds

Surety Bonds are similar to a three party contract. Making sure everyone stays true to the requirements

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Technology Insurance

In today’s technology-driven world, companies face a number of dynamic exposures. Luckily, M.C. Thomas Insurance is here to make sure you are covered.

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Vineyard & Winery Insurance

Our vineyard and winery insurance policies are designed to protect your business throughout the entire winemaking process.

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Wholesalers & Distributors Insurance

Our wholesalers and distributors insurance programs include detailed risk assessment and loss control expertise that can help reduce insurance costs for everyone from the small supplier to the large distributor.

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Workers’ Compensation Insurance

Workers’ compensation insurance protects employers from claims resulting from injuries to employees.

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